UHC Silver Value ($0 Virtual Urgent Care) — full price in Webb County, Texas (2026)

UHC Silver Value ($0 Virtual Urgent Care) (40220TX0080025), a silver plan from UnitedHealthcare in Webb County, Texas, costs $897.13/month full price for a 40-year-old in 2026 — $1905.18 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 40220TX0080025 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$701.98
27$735.68
30$796.75
40$897.13
50$1253.74
60$1905.18

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $3,000
  • Family deductible: $6,000
  • Individual out-of-pocket max: $8,950
  • Family out-of-pocket max: $17,900

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $652.06/mo. This plan is $897.13/mo at 40 — a difference of $245.07/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Webb County

PlanIssuerPremium @ 40
Standard SilverAmbetter from Superior HealthPlan$648.73
Focused SilverAmbetter from Superior HealthPlan$652.06
Enhanced Diabetes Care Silver with $0 Drug OptionsAmbetter from Superior HealthPlan$658.18
Standard Silver + Vision + Adult DentalAmbetter from Superior HealthPlan$673.11
Focused Silver + Vision + Adult DentalAmbetter from Superior HealthPlan$676.56

Sources

← All plans and costs in Webb County

Reviewed by Jason Burns, Editorial Steward.

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