Bronze Simple Breathe Easy with Enhanced COPD Benefits — full price in Waller County, Texas (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064), a expanded bronze plan from Oscar Insurance Company in Waller County, Texas, costs $451.09/month full price for a 40-year-old in 2026 — $957.95 at 60, with a $9,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100064 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $352.98 |
| 27 | $369.91 |
| 30 | $400.62 |
| 40 | $451.09 |
| 50 | $630.40 |
| 60 | $957.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,000
- Family deductible: $18,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.45/mo. This plan is $451.09/mo at 40 — a difference of $-264.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Waller County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $466.51 |
| Bronze Classic 4700 | Oscar Insurance Company | $472.12 |
| Bronze Simple Diabetes | Oscar Insurance Company | $473.55 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $481.48 |
| UHC Bronze Standard | UnitedHealthcare | $486.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100064 in FIPS 48473.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Waller County
Reviewed by Jason Burns, Editorial Steward.