Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Walker County, Texas (2026)
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0030008), a silver plan from WellPoint in Walker County, Texas, costs $783.06/month full price for a 40-year-old in 2026 — $1662.92 at 60, with a $2,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0030008 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $612.72 |
| 27 | $642.13 |
| 30 | $695.44 |
| 40 | $783.06 |
| 50 | $1094.32 |
| 60 | $1662.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $728.20/mo. This plan is $783.06/mo at 40 — a difference of $54.86/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Walker County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $720.21 |
| Standard Silver | Ambetter from Superior HealthPlan | $728.20 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $731.80 |
| Focused Silver | Ambetter from Superior HealthPlan | $731.94 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $732.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0030008 in FIPS 48471.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Walker County
Reviewed by Jason Burns, Editorial Steward.