Blue Advantage Silver HMO℠ 205 — full price in Taylor County, Texas (2026)
Blue Advantage Silver HMO℠ 205 (33602TX0460553), a silver plan from Blue Cross and Blue Shield of Texas in Taylor County, Texas, costs $973.17/month full price for a 40-year-old in 2026 — $2066.66 at 60, with a $1,450 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460553 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $761.48 |
| 27 | $798.03 |
| 30 | $864.28 |
| 40 | $973.17 |
| 50 | $1360.00 |
| 60 | $2066.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $962.55/mo. This plan is $973.17/mo at 40 — a difference of $10.62/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Taylor County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $953.02 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $962.55 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $989.72 |
| Blue Advantage Plus Silver℠ Standard | Blue Cross and Blue Shield of Texas | $993.54 |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $1004.89 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460553 in FIPS 48441.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Taylor County
Reviewed by Jason Burns, Editorial Steward.