BSW Prime Silver HMO 008 — full price in Stephens County, Texas (2026)
BSW Prime Silver HMO 008 (40788TX0460008), a silver plan from Baylor Scott and White Health Plan in Stephens County, Texas, costs $1006.09/month full price for a 40-year-old in 2026 — $2136.56 at 60, with a $5,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460008 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $787.23 |
| 27 | $825.02 |
| 30 | $893.51 |
| 40 | $1006.09 |
| 50 | $1406.00 |
| 60 | $2136.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $962.55/mo. This plan is $1006.09/mo at 40 — a difference of $43.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Stephens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $953.02 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $962.55 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $973.17 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $989.72 |
| Blue Advantage Plus Silver℠ Standard | Blue Cross and Blue Shield of Texas | $993.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460008 in FIPS 48429.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stephens County
Reviewed by Jason Burns, Editorial Steward.