UHC Silver Standard — full price in San Patricio County, Texas (2026)
UHC Silver Standard (40220TX0080020), a silver plan from UnitedHealthcare in San Patricio County, Texas, costs $734.34/month full price for a 40-year-old in 2026 — $1559.47 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080020 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $574.60 |
| 27 | $602.18 |
| 30 | $652.17 |
| 40 | $734.34 |
| 50 | $1026.24 |
| 60 | $1559.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $694.71/mo. This plan is $734.34/mo at 40 — a difference of $39.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in San Patricio County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $675.78 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $694.71 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $714.38 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $746.16 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $747.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080020 in FIPS 48409.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in San Patricio County
Reviewed by Jason Burns, Editorial Steward.