BSW Diabetes Care Gold HMO 014 — full price in Rockwall County, Texas (2026)
BSW Diabetes Care Gold HMO 014 (40788TX0460014), a gold plan from Baylor Scott and White Health Plan in Rockwall County, Texas, costs $619.60/month full price for a 40-year-old in 2026 — $1315.81 at 60, with a $1,700 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460014 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $484.82 |
| 27 | $508.09 |
| 30 | $550.27 |
| 40 | $619.60 |
| 50 | $865.89 |
| 60 | $1315.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,700
- Family deductible: $3,400
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $619.60/mo at 40 — a difference of $-51.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Rockwall County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $588.29 |
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $589.92 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $589.99 |
| Molina Gold Saver 750 | Molina Healthcare | $590.52 |
| Molina Gold Core 1640 | Molina Healthcare | $590.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460014 in FIPS 48397.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rockwall County
Reviewed by Jason Burns, Editorial Steward.