Blue Advantage Gold HMO℠ 206 — full price in Polk County, Texas (2026)
Blue Advantage Gold HMO℠ 206 (33602TX0460557), a gold plan from Blue Cross and Blue Shield of Texas in Polk County, Texas, costs $603.71/month full price for a 40-year-old in 2026 — $1282.07 at 60, with a $550 deductible and $10,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460557 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $472.39 |
| 27 | $495.06 |
| 30 | $536.16 |
| 40 | $603.71 |
| 50 | $843.69 |
| 60 | $1282.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $550
- Family deductible: $1,100
- Individual out-of-pocket max: $10,100
- Family out-of-pocket max: $20,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $695.45/mo. This plan is $603.71/mo at 40 — a difference of $-91.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Polk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $587.04 |
| Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $591.50 |
| UHC Gold Standard | UnitedHealthcare | $609.23 |
| Blue Advantage Gold HMO℠ Standard | Blue Cross and Blue Shield of Texas | $616.20 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | UnitedHealthcare | $623.43 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460557 in FIPS 48373.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Polk County
Reviewed by Jason Burns, Editorial Steward.