UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — full price in Parmer County, Texas (2026)

UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) (40220TX0090001), a silver plan from UnitedHealthcare in Parmer County, Texas, costs $842.26/month full price for a 40-year-old in 2026 — $1788.64 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 40220TX0090001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$659.04
27$690.68
30$748.01
40$842.26
50$1177.05
60$1788.64

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $3,500
  • Family deductible: $7,000
  • Individual out-of-pocket max: $9,200
  • Family out-of-pocket max: $18,400

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $773.82/mo. This plan is $842.26/mo at 40 — a difference of $68.44/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Parmer County

PlanIssuerPremium @ 40
Standard SilverAmbetter from Superior HealthPlan$769.87
Focused SilverAmbetter from Superior HealthPlan$773.82
Enhanced Diabetes Care Silver with $0 Drug OptionsAmbetter from Superior HealthPlan$781.09
Blue Advantage Silver HMO℠ 801Blue Cross and Blue Shield of Texas$796.10
Standard Silver + Vision + Adult DentalAmbetter from Superior HealthPlan$798.80

Sources

← All plans and costs in Parmer County

Reviewed by Jason Burns, Editorial Steward.

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