Blue Advantage Silver HMO℠ Standard — full price in Palo Pinto County, Texas (2026)
Blue Advantage Silver HMO℠ Standard (33602TX0460977), a silver plan from Blue Cross and Blue Shield of Texas in Palo Pinto County, Texas, costs $984.16/month full price for a 40-year-old in 2026 — $2090.00 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460977 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $770.08 |
| 27 | $807.04 |
| 30 | $874.04 |
| 40 | $984.16 |
| 50 | $1375.36 |
| 60 | $2090.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $825.75/mo. This plan is $984.16/mo at 40 — a difference of $158.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Palo Pinto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $812.66 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $825.75 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $826.71 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | UnitedHealthcare | $844.61 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $845.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460977 in FIPS 48363.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palo Pinto County
Reviewed by Jason Burns, Editorial Steward.