Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Orange County, Texas (2026)
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040011), a silver plan from WellPoint in Orange County, Texas, costs $740.49/month full price for a 40-year-old in 2026 — $1572.52 at 60, with a $1,850 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040011 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $579.41 |
| 27 | $607.22 |
| 30 | $657.63 |
| 40 | $740.49 |
| 50 | $1034.83 |
| 60 | $1572.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,850
- Family deductible: $3,700
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.72/mo. This plan is $740.49/mo at 40 — a difference of $96.77/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Orange County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $625.26 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $643.72 |
| CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $643.83 |
| Standard Silver | Ambetter from Superior HealthPlan | $644.93 |
| Focused Silver | Ambetter from Superior HealthPlan | $648.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040011 in FIPS 48361.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Orange County
Reviewed by Jason Burns, Editorial Steward.