UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded — full price in Montgomery County, Texas (2026)
UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded (40220TX0080032), a expanded bronze plan from UnitedHealthcare in Montgomery County, Texas, costs $455.77/month full price for a 40-year-old in 2026 — $967.88 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080032 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $356.63 |
| 27 | $373.74 |
| 30 | $404.77 |
| 40 | $455.77 |
| 50 | $636.93 |
| 60 | $967.88 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $667.85/mo. This plan is $455.77/mo at 40 — a difference of $-212.08/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $442.79 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $454.69 |
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $459.85 |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $460.86 |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | WellPoint | $462.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080032 in FIPS 48339.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.