BSW Prime Silver HMO 008 — full price in Milam County, Texas (2026)
BSW Prime Silver HMO 008 (40788TX0460008), a silver plan from Baylor Scott and White Health Plan in Milam County, Texas, costs $793.00/month full price for a 40-year-old in 2026 — $1684.03 at 60, with a $5,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460008 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $620.50 |
| 27 | $650.28 |
| 30 | $704.26 |
| 40 | $793.00 |
| 50 | $1108.21 |
| 60 | $1684.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $664.84/mo. This plan is $793.00/mo at 40 — a difference of $128.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Milam County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $660.34 |
| Silver Classic Standard | Oscar Insurance Company | $664.84 |
| Silver Classic | Oscar Insurance Company | $673.83 |
| UHC Silver Standard | UnitedHealthcare | $688.28 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $699.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460008 in FIPS 48331.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Milam County
Reviewed by Jason Burns, Editorial Steward.