BSW Savers Bronze HMO H S A 006 — full price in Milam County, Texas (2026)
BSW Savers Bronze HMO H S A 006 (40788TX0460006), a expanded bronze plan from Baylor Scott and White Health Plan in Milam County, Texas, costs $495.16/month full price for a 40-year-old in 2026 — $1051.54 at 60, with a $8,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460006 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $387.45 |
| 27 | $406.05 |
| 30 | $439.76 |
| 40 | $495.16 |
| 50 | $691.99 |
| 60 | $1051.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $664.84/mo. This plan is $495.16/mo at 40 — a difference of $-169.68/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Milam County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $413.72 |
| Bronze Classic Standard | Oscar Insurance Company | $427.86 |
| Bronze Classic 4700 | Oscar Insurance Company | $433.01 |
| Bronze Simple Diabetes | Oscar Insurance Company | $434.32 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $441.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460006 in FIPS 48331.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Milam County
Reviewed by Jason Burns, Editorial Steward.