Focused Silver — full price in Milam County, Texas (2026)
Focused Silver (29418TX0140100), a silver plan from Ambetter from Superior HealthPlan in Milam County, Texas, costs $705.33/month full price for a 40-year-old in 2026 — $1497.87 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29418TX0140100 · Issuer: Ambetter from Superior HealthPlan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $551.91 |
| 27 | $578.39 |
| 30 | $626.41 |
| 40 | $705.33 |
| 50 | $985.70 |
| 60 | $1497.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $664.84/mo. This plan is $705.33/mo at 40 — a difference of $40.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Milam County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $660.34 |
| Silver Classic Standard | Oscar Insurance Company | $664.84 |
| Silver Classic | Oscar Insurance Company | $673.83 |
| UHC Silver Standard | UnitedHealthcare | $688.28 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $699.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29418TX0140100 in FIPS 48331.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Milam County
Reviewed by Jason Burns, Editorial Steward.