Blue Advantage Silver HMO℠ 205 — full price in McMullen County, Texas (2026)
Blue Advantage Silver HMO℠ 205 (33602TX0460690), a silver plan from Blue Cross and Blue Shield of Texas in McMullen County, Texas, costs $990.45/month full price for a 40-year-old in 2026 — $2103.35 at 60, with a $1,450 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460690 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $775.00 |
| 27 | $812.20 |
| 30 | $879.63 |
| 40 | $990.45 |
| 50 | $1384.15 |
| 60 | $2103.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $735.29/mo. This plan is $990.45/mo at 40 — a difference of $255.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in McMullen County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $730.31 |
| Silver Classic Standard | Oscar Insurance Company | $735.29 |
| Silver Classic | Oscar Insurance Company | $745.23 |
| UHC Silver Standard | UnitedHealthcare | $882.92 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $897.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460690 in FIPS 48311.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McMullen County
Reviewed by Jason Burns, Editorial Steward.