BSW Savers Bronze HMO H S A 006 — full price in McLennan County, Texas (2026)
BSW Savers Bronze HMO H S A 006 (40788TX0460006), a expanded bronze plan from Baylor Scott and White Health Plan in McLennan County, Texas, costs $475.00/month full price for a 40-year-old in 2026 — $1008.72 at 60, with a $8,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460006 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $371.67 |
| 27 | $389.51 |
| 30 | $421.85 |
| 40 | $475.00 |
| 50 | $663.81 |
| 60 | $1008.72 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $724.36/mo. This plan is $475.00/mo at 40 — a difference of $-249.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in McLennan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $470.47 |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $482.60 |
| BSW Savers Bronze HMO H S A 009 | Baylor Scott and White Health Plan | $488.24 |
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $488.59 |
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $538.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460006 in FIPS 48309.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McLennan County
Reviewed by Jason Burns, Editorial Steward.