Standard Gold — full price in McLennan County, Texas (2026)
Standard Gold (29418TX0140109), a gold plan from Ambetter from Superior HealthPlan in McLennan County, Texas, costs $658.90/month full price for a 40-year-old in 2026 — $1399.25 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29418TX0140109 · Issuer: Ambetter from Superior HealthPlan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $515.58 |
| 27 | $540.32 |
| 30 | $585.17 |
| 40 | $658.90 |
| 50 | $920.81 |
| 60 | $1399.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $724.36/mo. This plan is $658.90/mo at 40 — a difference of $-65.46/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in McLennan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $634.26 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $634.33 |
| MyBlue Health Gold℠ 403 | Blue Cross and Blue Shield of Texas | $643.06 |
| MyBlue Health Gold℠ Standard | Blue Cross and Blue Shield of Texas | $652.70 |
| Everyday Gold | Ambetter from Superior HealthPlan | $661.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29418TX0140109 in FIPS 48309.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McLennan County
Reviewed by Jason Burns, Editorial Steward.