BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — full price in McCulloch County, Texas (2026)
BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) (40788TX0460007), a expanded bronze plan from Baylor Scott and White Health Plan in McCulloch County, Texas, costs $618.54/month full price for a 40-year-old in 2026 — $1313.55 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460007 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $483.99 |
| 27 | $507.22 |
| 30 | $549.33 |
| 40 | $618.54 |
| 50 | $864.41 |
| 60 | $1313.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $924.74/mo. This plan is $618.54/mo at 40 — a difference of $-306.20/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in McCulloch County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $596.29 |
| Blue Advantage Bronze HMO℠ 204 | Blue Cross and Blue Shield of Texas | $596.97 |
| BSW Savers Bronze HMO H S A 006 | Baylor Scott and White Health Plan | $608.80 |
| Blue Advantage Plus Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $613.39 |
| BSW Savers Bronze HMO H S A 009 | Baylor Scott and White Health Plan | $625.78 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460007 in FIPS 48307.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McCulloch County
Reviewed by Jason Burns, Editorial Steward.