Everyday Gold — full price in McCulloch County, Texas (2026)
Everyday Gold (29418TX0140102), a gold plan from Ambetter from Superior HealthPlan in McCulloch County, Texas, costs $845.05/month full price for a 40-year-old in 2026 — $1794.56 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29418TX0140102 · Issuer: Ambetter from Superior HealthPlan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $661.23 |
| 27 | $692.96 |
| 30 | $750.49 |
| 40 | $845.05 |
| 50 | $1180.95 |
| 60 | $1794.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $924.74/mo. This plan is $845.05/mo at 40 — a difference of $-79.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in McCulloch County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $810.29 |
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $812.92 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $813.02 |
| Blue Advantage Gold HMO℠ 603 | Blue Cross and Blue Shield of Texas | $819.19 |
| Blue Advantage Plus Gold℠ 803 | Blue Cross and Blue Shield of Texas | $821.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29418TX0140102 in FIPS 48307.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McCulloch County
Reviewed by Jason Burns, Editorial Steward.