Blue Advantage Silver HMO℠ 801 — full price in Madison County, Texas (2026)
Blue Advantage Silver HMO℠ 801 (33602TX0461094), a silver plan from Blue Cross and Blue Shield of Texas in Madison County, Texas, costs $826.32/month full price for a 40-year-old in 2026 — $1754.79 at 60, with a $4,000 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0461094 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $646.57 |
| 27 | $677.61 |
| 30 | $733.86 |
| 40 | $826.32 |
| 50 | $1154.77 |
| 60 | $1754.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $699.37/mo. This plan is $826.32/mo at 40 — a difference of $126.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $688.28 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $699.37 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $700.18 |
| Standard Silver | Ambetter from Superior HealthPlan | $701.73 |
| Focused Silver | Ambetter from Superior HealthPlan | $705.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0461094 in FIPS 48313.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.