Blue Advantage Gold HMO℠ 206 — full price in Madison County, Texas (2026)
Blue Advantage Gold HMO℠ 206 (33602TX0460559), a gold plan from Blue Cross and Blue Shield of Texas in Madison County, Texas, costs $702.73/month full price for a 40-year-old in 2026 — $1492.35 at 60, with a $550 deductible and $10,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460559 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $549.87 |
| 27 | $576.26 |
| 30 | $624.10 |
| 40 | $702.73 |
| 50 | $982.07 |
| 60 | $1492.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $550
- Family deductible: $1,100
- Individual out-of-pocket max: $10,100
- Family out-of-pocket max: $20,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $699.37/mo. This plan is $702.73/mo at 40 — a difference of $3.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Gold Standard | UnitedHealthcare | $593.92 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | UnitedHealthcare | $607.77 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | UnitedHealthcare | $609.69 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $623.75 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $625.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460559 in FIPS 48313.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.