Connect Silver CMS Standard — full price in Lubbock County, Texas (2026)
Connect Silver CMS Standard (76589TX0010043), a silver plan from Cigna Healthcare in Lubbock County, Texas, costs $1001.79/month full price for a 40-year-old in 2026 — $2127.42 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76589TX0010043 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $783.87 |
| 27 | $821.50 |
| 30 | $889.69 |
| 40 | $1001.79 |
| 50 | $1399.99 |
| 60 | $2127.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $779.39/mo. This plan is $1001.79/mo at 40 — a difference of $222.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lubbock County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $779.08 |
| BSW Prime Silver HMO 005 | Baylor Scott and White Health Plan | $779.39 |
| BSW Prime Silver HMO 008 | Baylor Scott and White Health Plan | $780.01 |
| UHC Silver Standard | UnitedHealthcare | $816.24 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $829.39 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76589TX0010043 in FIPS 48303.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lubbock County
Reviewed by Jason Burns, Editorial Steward.