Connect myDiabetesCare Gold — full price in Lubbock County, Texas (2026)
Connect myDiabetesCare Gold (76589TX0010036), a gold plan from Cigna Healthcare in Lubbock County, Texas, costs $811.63/month full price for a 40-year-old in 2026 — $1723.61 at 60, with a $2,250 deductible and $8,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76589TX0010036 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $635.08 |
| 27 | $665.56 |
| 30 | $720.82 |
| 40 | $811.63 |
| 50 | $1134.25 |
| 60 | $1723.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,250
- Family deductible: $4,500
- Individual out-of-pocket max: $8,250
- Family out-of-pocket max: $16,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $779.39/mo. This plan is $811.63/mo at 40 — a difference of $32.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lubbock County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $650.35 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $650.43 |
| BSW Elite Gold HMO 012 | Baylor Scott and White Health Plan | $679.14 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $696.66 |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $699.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76589TX0010036 in FIPS 48303.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lubbock County
Reviewed by Jason Burns, Editorial Steward.