Silver Classic Standard — full price in Llano County, Texas (2026)
Silver Classic Standard (20069TX0100052), a silver plan from Oscar Insurance Company in Llano County, Texas, costs $856.28/month full price for a 40-year-old in 2026 — $1818.43 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100052 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $670.03 |
| 27 | $702.18 |
| 30 | $760.47 |
| 40 | $856.28 |
| 50 | $1196.65 |
| 60 | $1818.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $699.34/mo. This plan is $856.28/mo at 40 — a difference of $156.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Llano County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $692.45 |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $699.34 |
| BSW Prime Silver HMO 005 | Baylor Scott and White Health Plan | $699.62 |
| BSW Prime Silver HMO 008 | Baylor Scott and White Health Plan | $700.18 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $703.60 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100052 in FIPS 48299.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Llano County
Reviewed by Jason Burns, Editorial Steward.