Bronze Simple Breathe Easy with Enhanced COPD Benefits — full price in Liberty County, Texas (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064), a expanded bronze plan from Oscar Insurance Company in Liberty County, Texas, costs $482.37/month full price for a 40-year-old in 2026 — $1024.38 at 60, with a $9,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100064 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $377.45 |
| 27 | $395.56 |
| 30 | $428.40 |
| 40 | $482.37 |
| 50 | $674.11 |
| 60 | $1024.38 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,000
- Family deductible: $18,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $728.20/mo. This plan is $482.37/mo at 40 — a difference of $-245.83/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Liberty County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard | UnitedHealthcare | $489.24 |
| Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $494.37 |
| Bronze Classic Standard | Oscar Insurance Company | $498.85 |
| Bronze Classic 4700 | Oscar Insurance Company | $504.86 |
| UHC Bronze Standard+ (Dental + Vision) | UnitedHealthcare | $505.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100064 in FIPS 48291.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Liberty County
Reviewed by Jason Burns, Editorial Steward.