Silver Classic — full price in Liberty County, Texas (2026)
Silver Classic (20069TX0100006), a silver plan from Oscar Insurance Company in Liberty County, Texas, costs $785.64/month full price for a 40-year-old in 2026 — $1668.41 at 60, with a $5,500 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100006 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $614.75 |
| 27 | $644.25 |
| 30 | $697.73 |
| 40 | $785.64 |
| 50 | $1097.93 |
| 60 | $1668.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $728.20/mo. This plan is $785.64/mo at 40 — a difference of $57.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Liberty County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $720.21 |
| Standard Silver | Ambetter from Superior HealthPlan | $728.20 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $731.80 |
| Focused Silver | Ambetter from Superior HealthPlan | $731.94 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $732.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100006 in FIPS 48291.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Liberty County
Reviewed by Jason Burns, Editorial Steward.