Blue Advantage Silver HMO℠ 205 — full price in Lamar County, Texas (2026)
Blue Advantage Silver HMO℠ 205 (33602TX0460699), a silver plan from Blue Cross and Blue Shield of Texas in Lamar County, Texas, costs $816.02/month full price for a 40-year-old in 2026 — $1732.92 at 60, with a $1,450 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460699 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $638.51 |
| 27 | $669.16 |
| 30 | $724.71 |
| 40 | $816.02 |
| 50 | $1140.38 |
| 60 | $1732.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $807.11/mo. This plan is $816.02/mo at 40 — a difference of $8.91/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lamar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $799.12 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $807.11 |
| UHC Silver Standard | UnitedHealthcare | $807.51 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $820.51 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $821.47 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460699 in FIPS 48277.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lamar County
Reviewed by Jason Burns, Editorial Steward.