UHC Silver Value ($0 Virtual Urgent Care) — full price in Kerr County, Texas (2026)
UHC Silver Value ($0 Virtual Urgent Care) (40220TX0080025), a silver plan from UnitedHealthcare in Kerr County, Texas, costs $711.30/month full price for a 40-year-old in 2026 — $1510.54 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080025 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $556.57 |
| 27 | $583.29 |
| 30 | $631.71 |
| 40 | $711.30 |
| 50 | $994.04 |
| 60 | $1510.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,950
- Family out-of-pocket max: $17,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.30/mo. This plan is $711.30/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Kerr County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Standard | UnitedHealthcare | $700.03 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | UnitedHealthcare | $712.13 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | UnitedHealthcare | $727.55 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $728.39 |
| Standard Silver | Ambetter from Superior HealthPlan | $733.27 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080025 in FIPS 48265.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kerr County
Reviewed by Jason Burns, Editorial Steward.