Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Jefferson County, Texas (2026)
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040007), a gold plan from WellPoint in Jefferson County, Texas, costs $613.43/month full price for a 40-year-old in 2026 — $1302.69 at 60, with a $1,500 deductible and $5,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040007 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $479.99 |
| 27 | $503.03 |
| 30 | $544.79 |
| 40 | $613.43 |
| 50 | $857.26 |
| 60 | $1302.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $5,000
- Family out-of-pocket max: $10,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.72/mo. This plan is $613.43/mo at 40 — a difference of $-30.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Gold ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $537.41 |
| CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $544.77 |
| CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $559.44 |
| CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $566.78 |
| MyBlue Health Gold℠ 403 | Blue Cross and Blue Shield of Texas | $584.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040007 in FIPS 48245.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.