UHC Bronze Essential ($0 Virtual Urgent Care) — full price in Hunt County, Texas (2026)
UHC Bronze Essential ($0 Virtual Urgent Care) (40220TX0080045), a bronze plan from UnitedHealthcare in Hunt County, Texas, costs $551.46/month full price for a 40-year-old in 2026 — $1171.10 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080045 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $431.50 |
| 27 | $452.21 |
| 30 | $489.76 |
| 40 | $551.46 |
| 50 | $770.66 |
| 60 | $1171.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.44/mo. This plan is $551.46/mo at 40 — a difference of $-159.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Hunt County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Plus Bronze℠ 305 | Blue Cross and Blue Shield of Texas | $599.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080045 in FIPS 48231.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hunt County
Reviewed by Jason Burns, Editorial Steward.