UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in Hunt County, Texas (2026)
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) (40220TX0080026), a silver plan from UnitedHealthcare in Hunt County, Texas, costs $862.88/month full price for a 40-year-old in 2026 — $1832.43 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080026 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $675.18 |
| 27 | $707.59 |
| 30 | $766.33 |
| 40 | $862.88 |
| 50 | $1205.87 |
| 60 | $1832.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.44/mo. This plan is $862.88/mo at 40 — a difference of $151.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hunt County
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080026 in FIPS 48231.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hunt County
Reviewed by Jason Burns, Editorial Steward.