UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — full price in Howard County, Texas (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) (40220TX0090001), a silver plan from UnitedHealthcare in Howard County, Texas, costs $823.28/month full price for a 40-year-old in 2026 — $1748.34 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $644.19 |
| 27 | $675.11 |
| 30 | $731.16 |
| 40 | $823.28 |
| 50 | $1150.53 |
| 60 | $1748.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.16/mo. This plan is $823.28/mo at 40 — a difference of $126.12/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Howard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $690.25 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $697.16 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $704.84 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $718.91 |
| Blue Advantage Plus Silver℠ Standard | Blue Cross and Blue Shield of Texas | $721.69 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090001 in FIPS 48227.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Howard County
Reviewed by Jason Burns, Editorial Steward.