CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — full price in Hopkins County, Texas (2026)
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) (66252TX0380009), a silver plan from CHRISTUS Health Plan in Hopkins County, Texas, costs $725.13/month full price for a 40-year-old in 2026 — $1539.90 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66252TX0380009 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $567.39 |
| 27 | $594.63 |
| 30 | $643.99 |
| 40 | $725.13 |
| 50 | $1013.36 |
| 60 | $1539.90 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $725.13/mo. This plan is $725.13/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hopkins County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $705.37 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $745.67 |
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $799.12 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $807.11 |
| UHC Silver Standard | UnitedHealthcare | $807.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66252TX0380009 in FIPS 48223.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hopkins County
Reviewed by Jason Burns, Editorial Steward.