UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in Hemphill County, Texas (2026)
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) (40220TX0080026), a silver plan from UnitedHealthcare in Hemphill County, Texas, costs $823.46/month full price for a 40-year-old in 2026 — $1748.73 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080026 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $644.34 |
| 27 | $675.27 |
| 30 | $731.32 |
| 40 | $823.46 |
| 50 | $1150.79 |
| 60 | $1748.73 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $804.07/mo. This plan is $823.46/mo at 40 — a difference of $19.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hemphill County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $796.10 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $804.07 |
| UHC Silver Standard | UnitedHealthcare | $809.47 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $812.94 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $819.98 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080026 in FIPS 48211.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hemphill County
Reviewed by Jason Burns, Editorial Steward.