Imperial Preferred Silver — full price in Hays County, Texas (2026)
Imperial Preferred Silver (34826TX0030002), a silver plan from Imperial Insurance Companies, Inc. in Hays County, Texas, costs $748.31/month full price for a 40-year-old in 2026 — $1589.14 at 60, with a $7,500 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 34826TX0030002 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $585.54 |
| 27 | $613.64 |
| 30 | $664.58 |
| 40 | $748.31 |
| 50 | $1045.77 |
| 60 | $1589.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.68/mo. This plan is $748.31/mo at 40 — a difference of $138.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hays County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Sendero Health Plans, Local Nonprofit | $607.90 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $609.68 |
| Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Sendero Health Plans, Local Nonprofit | $624.97 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $626.75 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $644.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34826TX0030002 in FIPS 48209.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hays County
Reviewed by Jason Burns, Editorial Steward.