Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) — full price in Hays County, Texas (2026)
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) (17933TX0010006), a expanded bronze plan from Moda Health Plan, Inc. in Hays County, Texas, costs $553.37/month full price for a 40-year-old in 2026 — $1175.15 at 60, with a $8,700 deductible and $8,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17933TX0010006 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $433.00 |
| 27 | $453.78 |
| 30 | $491.45 |
| 40 | $553.37 |
| 50 | $773.33 |
| 60 | $1175.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,700
- Family deductible: $17,400
- Individual out-of-pocket max: $8,700
- Family out-of-pocket max: $17,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.68/mo. This plan is $553.37/mo at 40 — a difference of $-56.31/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hays County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $387.22 |
| CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $392.34 |
| CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $392.45 |
| CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $403.01 |
| CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $403.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17933TX0010006 in FIPS 48209.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hays County
Reviewed by Jason Burns, Editorial Steward.