Imperial Preferred Bronze — full price in Harris County, Texas (2026)
Imperial Preferred Bronze (34826TX0030001), a bronze plan from Imperial Insurance Companies, Inc. in Harris County, Texas, costs $385.28/month full price for a 40-year-old in 2026 — $818.18 at 60, with a $9,200 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 34826TX0030001 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $301.47 |
| 27 | $315.94 |
| 30 | $342.17 |
| 40 | $385.28 |
| 50 | $538.42 |
| 60 | $818.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,200
- Family deductible: $18,400
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.05/mo. This plan is $385.28/mo at 40 — a difference of $-206.77/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Harris County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care) | UnitedHealthcare | $488.69 |
| Blue Advantage Plus Bronze℠ 305 | Blue Cross and Blue Shield of Texas | $702.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34826TX0030001 in FIPS 48201.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harris County
Reviewed by Jason Burns, Editorial Steward.