MyBlue Health Silver℠ 405 — full price in Harris County, Texas (2026)
MyBlue Health Silver℠ 405 (33602TX0461133), a silver plan from Blue Cross and Blue Shield of Texas in Harris County, Texas, costs $637.02/month full price for a 40-year-old in 2026 — $1352.79 at 60, with a $1,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0461133 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $498.45 |
| 27 | $522.38 |
| 30 | $565.74 |
| 40 | $637.02 |
| 50 | $890.23 |
| 60 | $1352.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.05/mo. This plan is $637.02/mo at 40 — a difference of $44.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Harris County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $586.21 |
| Standard Silver VALUE | Ambetter from Superior HealthPlan | $592.05 |
| Focused VALUE Silver | Ambetter from Superior HealthPlan | $595.06 |
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $606.82 |
| Standard Silver VALUE + Vision + Adult Dental | Ambetter from Superior HealthPlan | $614.43 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0461133 in FIPS 48201.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harris County
Reviewed by Jason Burns, Editorial Steward.