Community Ultra Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — full price in Harris County, Texas (2026)
Community Ultra Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) (11718TX0140016), a expanded bronze plan from Community Health Choice in Harris County, Texas, costs $396.76/month full price for a 40-year-old in 2026 — $842.56 at 60, with a $9,800 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11718TX0140016 · Issuer: Community Health Choice · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $310.45 |
| 27 | $325.35 |
| 30 | $352.36 |
| 40 | $396.76 |
| 50 | $554.47 |
| 60 | $842.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,800
- Family deductible: $19,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.05/mo. This plan is $396.76/mo at 40 — a difference of $-195.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Harris County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Community Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $374.51 |
| MyBlue Health Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $403.26 |
| Community Ultra Select Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $410.63 |
| Imperial Standard Bronze | Imperial Insurance Companies, Inc. | $412.06 |
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $418.79 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11718TX0140016 in FIPS 48201.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harris County
Reviewed by Jason Burns, Editorial Steward.