CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — full price in Gregg County, Texas (2026)
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) (66252TX0380014), a gold plan from CHRISTUS Health Plan in Gregg County, Texas, costs $537.80/month full price for a 40-year-old in 2026 — $1142.09 at 60, with a $3,750 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66252TX0380014 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.82 |
| 27 | $441.01 |
| 30 | $477.63 |
| 40 | $537.80 |
| 50 | $751.58 |
| 60 | $1142.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,750
- Family deductible: $7,500
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $628.53/mo. This plan is $537.80/mo at 40 — a difference of $-90.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Gregg County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Gold ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $530.54 |
| CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $552.28 |
| CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $559.53 |
| Standard Gold | Ambetter from Superior HealthPlan | $574.65 |
| Everyday Gold | Ambetter from Superior HealthPlan | $577.31 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66252TX0380014 in FIPS 48183.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gregg County
Reviewed by Jason Burns, Editorial Steward.