CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — full price in Gregg County, Texas (2026)
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) (66252TX0380009), a silver plan from CHRISTUS Health Plan in Gregg County, Texas, costs $653.28/month full price for a 40-year-old in 2026 — $1387.32 at 60, with a $6,900 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66252TX0380009 · Issuer: CHRISTUS Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $511.17 |
| 27 | $535.71 |
| 30 | $580.18 |
| 40 | $653.28 |
| 50 | $912.96 |
| 60 | $1387.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,900
- Family deductible: $13,800
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $628.53/mo. This plan is $653.28/mo at 40 — a difference of $24.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Gregg County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $617.26 |
| Standard Silver | Ambetter from Superior HealthPlan | $628.53 |
| Focused Silver | Ambetter from Superior HealthPlan | $631.75 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $635.48 |
| CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $635.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66252TX0380009 in FIPS 48183.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gregg County
Reviewed by Jason Burns, Editorial Steward.