Molina Silver Saver with Four Free PCP Visits — full price in Grayson County, Texas (2026)
Molina Silver Saver with Four Free PCP Visits (45786TX0020012), a silver plan from Molina Healthcare in Grayson County, Texas, costs $731.49/month full price for a 40-year-old in 2026 — $1553.41 at 60, with a $7,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45786TX0020012 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $572.37 |
| 27 | $599.84 |
| 30 | $649.64 |
| 40 | $731.49 |
| 50 | $1022.25 |
| 60 | $1553.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $739.33/mo. This plan is $731.49/mo at 40 — a difference of $-7.84/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Grayson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Core | Molina Healthcare | $739.33 |
| Molina Silver Standard | Molina Healthcare | $740.43 |
| Molina Silver Core Pluswith Adult Vision | Molina Healthcare | $743.76 |
| Molina Silver Core Pluswith Adult Dental and Vision | Molina Healthcare | $759.17 |
| Standard Silver | Ambetter from Superior HealthPlan | $844.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45786TX0020012 in FIPS 48181.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grayson County
Reviewed by Jason Burns, Editorial Steward.