Bronze Simple Breathe Easy with Enhanced COPD Benefits — full price in Gonzales County, Texas (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064), a expanded bronze plan from Oscar Insurance Company in Gonzales County, Texas, costs $456.74/month full price for a 40-year-old in 2026 — $969.96 at 60, with a $9,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100064 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $357.40 |
| 27 | $374.54 |
| 30 | $405.64 |
| 40 | $456.74 |
| 50 | $638.30 |
| 60 | $969.96 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,000
- Family deductible: $18,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.30/mo. This plan is $456.74/mo at 40 — a difference of $-254.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Gonzales County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $472.35 |
| UHC Bronze Standard | UnitedHealthcare | $475.54 |
| Bronze Classic 4700 | Oscar Insurance Company | $478.04 |
| Bronze Simple Diabetes | Oscar Insurance Company | $479.48 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $487.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100064 in FIPS 48177.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gonzales County
Reviewed by Jason Burns, Editorial Steward.