UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — full price in Galveston County, Texas (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) (40220TX0090004), a silver plan from UnitedHealthcare in Galveston County, Texas, costs $781.22/month full price for a 40-year-old in 2026 — $1659.01 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $611.28 |
| 27 | $640.62 |
| 30 | $693.80 |
| 40 | $781.22 |
| 50 | $1091.75 |
| 60 | $1659.01 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,950
- Family out-of-pocket max: $17,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.01/mo. This plan is $781.22/mo at 40 — a difference of $84.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Galveston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded | UnitedHealthcare | $681.44 |
| UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | UnitedHealthcare | $697.01 |
| Silver Simple PCP Saver | Oscar Insurance Company | $743.55 |
| Silver Classic Standard | Oscar Insurance Company | $748.62 |
| UHC Silver Standard | UnitedHealthcare | $751.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090004 in FIPS 48167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Galveston County
Reviewed by Jason Burns, Editorial Steward.