Blue Advantage Plus Gold℠ 803 — full price in Galveston County, Texas (2026)
Blue Advantage Plus Gold℠ 803 (33602TX0870280), a gold plan from Blue Cross and Blue Shield of Texas in Galveston County, Texas, costs $984.81/month full price for a 40-year-old in 2026 — $2091.38 at 60, with a $2,400 deductible and $10,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0870280 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $770.59 |
| 27 | $807.58 |
| 30 | $874.62 |
| 40 | $984.81 |
| 50 | $1376.27 |
| 60 | $2091.38 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,400
- Family deductible: $4,800
- Individual out-of-pocket max: $10,400
- Family out-of-pocket max: $20,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.01/mo. This plan is $984.81/mo at 40 — a difference of $287.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Galveston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $636.97 |
| Gold Classic | Oscar Insurance Company | $646.92 |
| UHC Gold Standard | UnitedHealthcare | $648.61 |
| UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx) | UnitedHealthcare | $648.80 |
| Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $654.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0870280 in FIPS 48167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Galveston County
Reviewed by Jason Burns, Editorial Steward.