Bronze Classic 4700 — full price in Galveston County, Texas (2026)
Bronze Classic 4700 (20069TX0100024), a expanded bronze plan from Oscar Insurance Company in Galveston County, Texas, costs $487.57/month full price for a 40-year-old in 2026 — $1035.42 at 60, with a $4,700 deductible and $9,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100024 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $381.52 |
| 27 | $399.82 |
| 30 | $433.01 |
| 40 | $487.57 |
| 50 | $681.38 |
| 60 | $1035.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,800
- Family out-of-pocket max: $19,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.01/mo. This plan is $487.57/mo at 40 — a difference of $-209.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Galveston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $465.85 |
| UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded | UnitedHealthcare | $475.67 |
| Bronze Classic Standard | Oscar Insurance Company | $481.77 |
| Bronze Simple Diabetes | Oscar Insurance Company | $489.04 |
| UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | UnitedHealthcare | $491.79 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100024 in FIPS 48167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Galveston County
Reviewed by Jason Burns, Editorial Steward.