Blue Advantage Silver HMO℠ Standard — full price in Franklin County, Texas (2026)
Blue Advantage Silver HMO℠ Standard (33602TX0460972), a silver plan from Blue Cross and Blue Shield of Texas in Franklin County, Texas, costs $807.11/month full price for a 40-year-old in 2026 — $1714.00 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0460972 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $631.54 |
| 27 | $661.85 |
| 30 | $716.80 |
| 40 | $807.11 |
| 50 | $1127.93 |
| 60 | $1714.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $725.13/mo. This plan is $807.11/mo at 40 — a difference of $81.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $705.37 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $725.13 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $745.67 |
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $799.12 |
| UHC Silver Standard | UnitedHealthcare | $807.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0460972 in FIPS 48159.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.