Wellpoint Essential Bronze 4000 HSA (+ Incentives) — full price in Fort Bend County, Texas (2026)
Wellpoint Essential Bronze 4000 HSA (+ Incentives) (47501TX0040002), a expanded bronze plan from WellPoint in Fort Bend County, Texas, costs $496.58/month full price for a 40-year-old in 2026 — $1054.55 at 60, with a $4,000 deductible and $8,450 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Fort Bend County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 47501TX0040002 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $388.56 |
| 27 | $407.21 |
| 30 | $441.02 |
| 40 | $496.58 |
| 50 | $693.97 |
| 60 | $1054.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,450
- Family out-of-pocket max: $16,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.75/mo. This plan is $496.58/mo at 40 — a difference of $-152.17/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Fort Bend County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $430.06 |
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $446.62 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $451.09 |
| UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded | UnitedHealthcare | $452.85 |
| Bronze Classic Standard | Oscar Insurance Company | $466.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040002 in FIPS 48157.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fort Bend County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tx/fort-bend/47501tx0040002 · Record ID PHI-147FDH4G