MyBlue Health Gold℠ 403 — full price in Fort Bend County, Texas (2026)
MyBlue Health Gold℠ 403 (33602TX0461214), a gold plan from Blue Cross and Blue Shield of Texas in Fort Bend County, Texas, costs $587.83/month full price for a 40-year-old in 2026 — $1248.33 at 60, with a $500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0461214 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $459.96 |
| 27 | $482.04 |
| 30 | $522.05 |
| 40 | $587.83 |
| 50 | $821.49 |
| 60 | $1248.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.75/mo. This plan is $587.83/mo at 40 — a difference of $-60.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Fort Bend County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $554.92 |
| Gold Simple Guided Care | Oscar Insurance Company | $568.08 |
| Gold Classic Standard Guided Care | Oscar Insurance Company | $571.02 |
| Gold Simple Diabetes Guided Care | Oscar Insurance Company | $573.63 |
| Gold Classic Guided Care | Oscar Insurance Company | $579.87 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0461214 in FIPS 48157.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fort Bend County
Reviewed by Jason Burns, Editorial Steward.